ZIPPY Hiring for Sr. Accountant Job at Remote Full Time

About Zippy:

• Zippy provides fast, simple home loans & insurance to manufactured home buyers located in communities throughout the United States
• We’re digitally native and located at zippymh.com!
• We’ve built our culture on a fanatical focus on improving consumers financial outcomes through great technology
• We are a well-funded startup backed by institutional investors with competitive pay, incentive stock options, and excellent benefits
• We are a location flexible, remote-first organization with headquarters in Austin, TX; the COO & Co-Founder is in Dallas, TX (Central Time)
• Our team members also live throughout the country in Dallas, Houston, Knoxville, Omaha, Philadelphia, Phoenix, and San Antonio and more!

Job Description:

• The Senior Accountant will be responsible for directing the corporate accounting activities and functions, including the financial close process, reporting, accounting operations, accounting policies and procedures
• The lending space is highly transactional and requires a person to be laser focused as it applies to ensuring a high degree of accuracy in relations to fund transfers
• The person in this role will be expected to support and execute the vision for the company, and supply the necessary financial reporting information and analysis to run a successful operation

Desired Mentality:

• Team player that is self-motivated, creative, and solutions-focused
• Analytical, detail and task-oriented, and enjoys diving deep into complex financial resolutions
• Attitude to work hard, eager to learn and work independently
• Understands no task is too little

Anticipated Responsibilities:

• Lead and develop accounting capabilities including general ledgers, chart of accounts, revenue/accounts receivable, accounts payables, cash management and reconciliations
• Analyze and reconcile daily Warehouse Reports, LHFS (Loans Held for Sale), Warehouse Credit Limit Availability, Advance amount, Disbursement, Operating Account & Daily Cash Position
• Setup account transfers, verify and approve transfers and wires up to $5MM, fund loans, and make payments while maintaining accurate documentation and records as it applies to all differences and transactions
• Review Upfront fees collected at Funding
• Extract data from multiple systems for reporting purposes
• Manage AR & AP reports and tracking
• Oversee, monitor, and report on financial results of the operations
• Review and update daily journals into Zippy’s reporting systems
• Provide advice to Loan Servicing Department on necessary adjustments
• Perform variance analysis and collaboration with Head of Loan Servicing on Borrower’s payment delinquency, principal reductions onboarded, impounds, etc.
• Review Escrow Holdback Account schedule and follow up on date of completion, payments, and transfer to Customer Trust Account
• Lead the operations of the accounting department, including the design of technology adequate for achieving the company’s goals and objectives
• Implement and facilitate accounting controls and internal audits
• Calculate variances from the budget and report significant issues to management
• Maintain current knowledge of and coordinate ongoing compliance with all current accounting standards
• Provide expertise on financial reporting, tax, and compliance matters
• Perform other related activities, projects and other duties as assigned by the COO

Qualifications:

• BA/BS in Accounting/Finance
• 5-10+ years of general accounting management
• Additional 2+ years of accounting within the mortgage/lending space advantageous
• Experience working within the mortgage / lending space is highly desirable
• CPA preferred but not required
• A strong working knowledge of US GAAP and managing all aspects of a Financial Accounting functions
• Comfortable working in a fast-paced startup environment
• Proficient user of Excel, PowerPoint, Outlook, Word and other MS Office suite products
• Proven ability to influence decisions at the highest level with a collaborative approach
• Proactive and self-motivated to solve problems; comfortable with a high degree of responsibility in ambiguous situations

Compensation & Benefits:

• Salaried W-2 employee
• Annual cash incentives
• Incentive stock options (Equity) in Zippy
• Excellent health, vision, and dental benefits
• Strong potential for growth

Join Our Team!

By building the first digitally native loan origination platform for manufactured home loans, you will be responsible for:

• Delivering the value of tech transparency to an inefficient but growing market
• Improving the lives of over 22 million Americans who live in manufactured homes today
• Expanding access to new homeownership at a time of intense housing insecurity

Job Type: Full-time

Pay: $90,000.00 – $110,000.00 per year

Schedule:

• Monday to Friday

Experience:

• Lending Space: 1 year (Required)

Work Location: Remote